Custom mortgages designed for you

Whether you want to build, buy, or renovate your home, it all starts with a custom mortgage from SCU—tailored to fit your needs and lifestyle.

5.40%* 1-year fixed

Choose the mortgage solution that's best for you. We offer flexible terms to suit your needs.

Custom mortgages at SCU

Buy a new home

Invest in your future with a house, condo, New to Canada, cottage, or vacation property mortgage.

Build your dream home

SCU lenders are trained on self and contract-build financing to give you the funds and guidance you need.

Renovate your current home

Reimagine your living space and increase the value of your home with a renovation mortgage.

Our mortgages are designed to give you options. We offer many specialized mortgage solutions to help you:

Every homeowner is unique. We believe mortgages should be too. 

Our lending specialists will work with you to create a personalized solution to meet your needs. They’ll help you understand your options, give you advice, and guide you through every step of the process. 

Your mortgage, your terms.

• Variable and fixed rate mortgages
• As little as 5% down payment
• Up to 30-year amortization
• Prepayment privilege, which allows you to pay an additional 20% each year

Where do you want to go next?

What members are saying

"My wife and I always dreamed of building a home outside the city. When we found the perfect piece of land, we were ecstatic, but quickly learned that purchasing vacant land required 50% down with a promise to build within a year. SCU offered a more affordable option that would allow us to build when the time was right. In less than a week, we secured financing, made an offer, and successfully purchased our land. Without SCU, our dream would have never been possible."

Adam and Rachel

"I received incredible service when I got a mortgage. The lender went above and beyond when it came to mentoring and teaching me when I wanted to buy my first house. He was very personable and gave great advice in our meeting and in later emails. I felt like I could trust him. He even went in on a day off and finalized some paperwork with the appraisal. It was handled quickly when I really needed that. He continued to assist me over email and telephone until everything was wrapped up. After everything was done, he congratulated me. Honestly couldn't have asked for a better experience with it all."

Reece

Ready to get started?

Book an appointment in just a few minutes. Our online booking system allows you to select a meeting with an SCU lending specialist virtually or in-person. 

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Still have questions?

Let us know how we can help you. Complete this form and an SCU specialist will reach out to you.

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Prefer to speak to someone right away?

Call our Member Contact Centre to get in touch with knowledgeable staff. We’re ready to take your call on a wide variety of products and services. 

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